WatchTower Overview
What Remllo WatchTower does, who it is for, and how teams use it in production.
Ingest and Evaluate
Send transactions into WatchTower and receive real-time decisions and risk outputs.
Investigate
Work alerts and cases with assignment, notes, attachments, and outcome tracking.
Configure
Manage API keys, thresholds, SLA settings, users, roles, and monitoring rules.
Operate Safely
Use MFA, audit logs, and role-based access to run WatchTower safely.
What WatchTower is
Remllo WatchTower is a transaction monitoring, fraud detection, and investigations platform for regulated financial teams. It ingests transaction events, evaluates them against monitoring controls, assigns risk outcomes, and turns suspicious activity into analyst workflows.
When paired with Remllo Identity, WatchTower also becomes an identity-enriched investigations workspace. Risk teams can view customer trust posture, onboarding-safe evidence, linked identifiers, and recent identity activity alongside transactional alerts and cases.
Designed for
- fintechs, digital banks, and embedded finance platforms
- lenders, wallets, and consumer finance apps
- payment processors, switching platforms, and merchant operators
- compliance, fraud, AML, and transaction monitoring teams
Core platform layers
Transaction ingestion
- organization-scoped API keys
- canonical transaction model
- source-specific adapters
- idempotency protection
- real-time evaluation entry point
Fraud detection and transaction monitoring
- screening
- behavior and velocity analysis
- movement and pass-through logic
- threshold and anomaly logic
Customer and identity context
- customer risk posture
- KYC and KYB status
- onboarding evidence summary
- linked identifiers
- recent identity activity and access events
Alert and case operations
- alert inbox review
- analyst assignment
- case escalation
- notes and attachments
- resolution tracking
Governance and reporting
- reporting and export
- rules management
- SLA configuration
- audit logs
- role and security controls
WatchTower expresses outcomes as ALLOW, REVIEW, or BLOCK, so detection results can move directly into operational workflows.
Current product capabilities
- organization-based onboarding
- API-key and adapter-backed transaction ingestion
- real-time monitoring and decisioning
- identity-enriched customer profiles
- onboarding evidence summary and KYC/KYB posture
- linked identifiers and recent identity activity context
- alert inbox and case management
- rules catalog and custom rule support
- reporting and CSV export
- SLA configuration
- audit logs
- team member invites and role management
- MFA, password reset, and password change
Monitoring coverage
- screening
- geography
- value and structuring
- velocity
- counterparty behavior
- movement and pass-through patterns
- expected behavior deviation
- narration signals
- trend shifts
- data-quality checks
- grouping overlays
- account-state controls
WatchTower already provides a broad base for fraud detection and transaction monitoring, so most teams can start with the built-in library and then add custom rules as their operating model matures.